Limited Companies:

Maximum Loan Size: £2m at maximum of 60% Loan To Value

£1m to a maximum of 70% Loan To Value

£500k to a maximum of 80% Loan To Value

Portfolio Specifics: Maximum of 10 properties to a value of £5m with a specific lender. Unlimited properties with any other lenders
Maximum term:  30 years
Ownership: Newly created Specific Purpose Vehicles (SPVs) accepted

Personal to Limited Company with Equity Gifts & Capital Raising

Credit history: Adverse credit considered
HMO: Applications for HMO properties considered

HMO properties (House of Multiple Occupancy):

Maximum Loan Size: £1m at maximum of 70% Loan To Value

£500k at maximum of 80% LTV

Portfolio: Maximum of 10 properties to a value of £5m with a specific lender. Unlimited properties with any other lenders
Experience: Landlords with 2+ rental properties that have each been owned for 2 years+
Maximum term:  30 years
Occupancy:  Properties with up to 8 bedrooms accepted
Minimum valuation: £250k in London

£150k outside of London

NB: All mortgage products are subject to change, credit checks and a property valuation.