Legal Services & Surveys

Conveyancing Service

As an additional service to our customers, we offer a fast conveyancing quotation service to get your purchase and/or sale moving as quickly as possible. We have access to over 200 solicitors around the country all individually rated by past clients.
There is never a charge if your sale or purchase does not complete. Why not contact us for a competitive quotation – just provide us with the sale and/or purchase price and postcode of the property or properties that you are interested in.

To get a free quotation for a Property Sale, Purchase and Sale and Purchase and Transfer of Equity, please use our quoting system – follow the link below.

Get a Free Quote   >

 

Your Conveyancing Quotation Explained

You should be aware that there is no set standard for the information that should be contained in a Conveyancing quotation. However, here are some of the frequently used terms that you may come across:

 

  • Legal/Solicitors Fee
    The fee that your solicitor or licensed conveyancer will charge for undertaking the legal work involved in buying, selling or remortgaging your property.
  • Telegraphic Transfer Fee
    An electronic means of transferring funds. A payment made by telegraphic transfer arrives in the chosen bank account that same working day.
  • Online ID Check
    The online ID fee is a charge to check your name against your address as part of your Conveyancers Anti-Money Laundering procedures. It also checks signature verification, identity check and will include a sanctions check as part of the process.
  • No Completion, No Fee
    This is a guarantee that means if your transaction doesn’t complete for any reason, you will not be charged for your Conveyancer’s time. Please note that if any disbursements have been paid for (searches for example) then these cannot be refunded.
  • Second Search Promise
    If you are buying a house and the transaction falls through at no fault of your own, all searches that are usually required for a purchase transaction for your next purchase are free of charge (terms and conditions apply).
  • HMLR Registration Fee
    When buying a house, this is a fee that is charged for registering you as the new owner with Land registry. Please note that if the property has never been registered at Land registry, there may be an additional fee.

Building Surveys

Another new service that we are offering is to quote for Buildings Surveys on residential properties. The minimum requirement set by mortgage lenders is the ‘Mortgage Valuation’ which is paid for by the applicant (unless offering free of charge with a particular mortgage product) directly to the lender on application. A Valuer is instructed on behalf of the lender to visit the property to be purchased/remortgaged to make sure that it is suitable security for a mortgage. In some cases, a driveby or online valuation report is completed by the lender’s own Valuer if an internal inspection is not required.

The next level of Surveys are called ‘Condition Report’ and a ‘Home Buyer Report’. These two reports are more in depth than the ‘Mortgage Valuation’ and include details of urgent/serious repairs and expenditure that need to be noted prior to any transactions taking place and to be completed once the transaction goes through.

The most thorough survey is the ‘Full Building Survey’. In addition to the information provided on a ‘Mortgage Valuation’, ‘Condition Report’ and a ‘Home Buyers Report’, the ‘Full’ survey is a structural survey which establishes how the property is built, what materials are used and how these will perform in the future. In addition it aims to outline the repair options, repair timeline, and explain the consequences of not acting and is the most detailed visual inspection of a wider range of issues, including the most thorough consideration of the roof space, ground floors and services and energy efficiently prior to any transaction going through.

 

NB: If a ‘Full Building Survey’ is completed to an Structural Surveyor separately to the lender’s Mortgage Valuation, a Mortgage Valuation will need to be undertaken by the lender’s own approved Valuer in addition to the independent Building Survey as the lender will wish to know from their own Valuer if the property fits their specific lending requirements.

 

We can quote you for a ‘Full Building Survey’ on the property that you wish to purchase. We just require the property’s post code.

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