ASU/MPPI – Accident Sickness Unemployment/Mortgage Payment Protection Insurance – This provides a short-term (between 1 and 2 years) cover of income, designed to cover mortgage payments and sometimes other essential bills in the case of illness or redundancy.

Buildings & Contents – This can be arranged as Buildings only, Contents only or a combined policy. It provides protection for your home and its contents in the event of unforeseen disaster, e.g. fire or flood.

Lettings insurance – This is very similar to Buildings & Contents as mentioned above, the main difference being that it is a policy held by landlords to protect their let properties.

Pet insurance – provides payment of vet bills, rewards for safe return if the pet goes missing, kennel fees if you are hospitalised and payment if your pet damages someone else’s property.

Commercial insurance – essential for businesses to provide cover, especially in cases of settling claims costs. A rather more individual policy designed to provide a tailored solution for your business.

Referral service – we also offer a referral service for car, caravan, motor home, travel, boats, holiday homes and non-standard risks.

Life and/or critical illness insurance – Provides a lump sum or monthly benefit in case of the death or critical illness of a member of the family, enabling the remaining members of the family to be able to continue the same standard of living.

Permanent health insurance – this provides a continuation of cover after ASU insurance cover ends, or can be arranged as a stand-alone policy. The cover can be set to start between 4-104 weeks, and continues paying out until death, retirement or return to work. Usually a maximum of around 65% of pre-illness income can be arranged.

• Why not call us on 01223 329666 to discuss your requirements and request a quotation.