Fixed Price Remortgage Legals!

When it comes to remortgaging your property, you don’t want to be stumped with a huge Conveyancing bill. Here is a guide to our Fixed Price Remortgage deal and why it gives you huge value for money.

What is included?

  • Solicitor’s legal fee
  • Land Registry Fees
  • Land Registry Search
  • Bankruptcy Searches
  • Search Indemnity Insurance
  • Office Copy Entries
  • Electronic ID checks
  • Redemption of first and subsequent charges via BACS**
  • VAT and Insurance premium tax

What are the benefits to me?

  • A choice of some of the UK’s top most trusted suppliers.
  • Fits well if your lender gives you cash back as part of your mortgage deal.
  • Legal protection — a great alternative if a lender offers ‘free legals’. Through this deal, your solicitor will act in both yours and the lender’s best interests (as opposed to just lender).

What happens if it isn’t a straightforward remortgage?

Sometimes when remortgaging your property there may be some additional work required. It may be a Buy to let or Leasehold property for example, which may require some extra time on the solicitors part.
Below you can see a list of additional extras that you can add on top of the Fixed Price Remortgage cost to create a bespoke package for your individual circumstances.

  • Dealing with a Leasehold property £30 + VAT
  • Dealing with a Buy to Let property £30 + VAT
  • Dealing with an Unregistered property £100 + VAT + HM Land Registry fee
  • Transfer of Equity Fee £225 + VAT
  • Dealing with a registered Caution or Restriction £75 + VAT
  • Removal of a registered Caution, Restriction or Notice £145 + VAT
  • Preparing a Deed of Postponement Fee £195 + VAT
  • Preparing a Declaration of Trust £195 + VAT
  • Dealing with a Shared-Ownership property (with staircasing) £245 + VAT
  • Dealing with a Shared-Ownership property (no staircasing) £95 + VAT
  • Preparing an Assured Shorthold Tenancy Agreement £95 + VAT
  • Preparing a Power of Attorney £95 + VAT
  • Dealing with an Indemnity Policy £60 + VAT
  • Processing Electronic Bank Transfers where requested £25 + VAT
  • Assigning, Re-assigning or Discharging a Life Insurance policy £30 + VAT
  • Amending the Legal Title at HM Land Registry £10 + VAT
  • Dealing with a Defective Title £75 / hour + VAT + disbursements
  • Obtaining additional documents from HM Land Registry £20 + VAT
  • Dealing with an Undertaking if required by a new lender £15 + VAT

 

**BACS is an electronic payment method that takes 3 working days. Your client will be offered a faster Telegraphic Transfer payment method (additional cost of £30 + VAT) if it works in the client’s best interest to take this option instead.

 

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