Life with integrated Critical Illness cover provides a lump sum or monthly benefit in case of the death or critical illness of the policy holder, enabling the remaining members of the family to be able to continue the same standard of living.

Some of the covered specific medical conditions or injuries listed in a Critical Illness Cover policy might be:

  1. Alzheimer’s Disease or Pre-Senile Dementia
  2. Aorta Graft Surgery
  3. Aplastic Anaemia
  4. Arteriovenous Malfunction (AVM) of the Brain
  5. Bacterial Meningitis
  6. Benign Brain Tumour
  7. Besign Spinal Cord Tumour
  8. Bladder Removal
  9. Blindness
  10. Cancer
  11. Carcinoma in Situ of the Breast
  12. Carcinoma in Situ of the Cervix
  13. Carcinoma in Situ of the Testicle
  14. Cardiac Asset
  15. Cardiomyopathy
  16. Cerebral Aneurism
  17. Coma
  18. Coronary Artery by-pass Grafts
  19. Creutzfeldt – Jakob disease
  20. Crohn’s Disease
  21. Deafness
  22. Devic’s Disease
  23. Encephalitis
  24. Heart Attack
  25. Heart Value Replacement or Repair
  26. HIV Infection
  27. Intensive Care Requiring Mechanical Ventilation for 30 Consecutive Days
  28. Kidney Failure
  29. Liver Failure
  30. Loss of Hand or Foot
  31. Loss of Independent Existence
  32. Loss of Speech
  33. Low Grade Prostate Cancer
  34. Major Organ Transplant
  35. Motor Neurone Disease
  36. Multiple Sclerosis
  37. Multiple System Atrophy
  38. Non-Malignant Pituitary Tumour
  39. Paralysis of a Limb
  40. Parkinson’s disease
  41. Pneumonectomy
  42. Primary Pulmonary Hypertension
  43. Progressive Supranuclear Palsy
  44. Pulmonary Artery Surgery
  45. Removal of an Eyeball
  46. Rheumatoid Arthritis
  47. Severe Lung Disease
  48. Significant Visual Impairment
  49. Spinal Stroke
  50. Stroke
  51. Structural Heart Surgery
  52. Systemic Lupus Erythematosus
  53. Third Degree Burns
  54. Total Permanent Disability
  55. Traumatic Brain Injury

Standard Exclusions:

Criminal Acts

Self-inflicted Injury

NB: It is important to be aware that not all conditions are covered and the policy will also state how serious the condition must be.

To discuss Life and Critical Illness Cover to cover your mortgage or family protection in the event of unforeseen circumstances, please feel contact us today!